The media has a way of shaping our thoughts, and our imagination. If you listen to the news long enough you will think we are headed for living in a cave. Subprime, Credit crunch, housing bubble, exotic-ARM, Jumbo, write down, blah, blah, blah.

Buzzwords are all the rage in the media and our mortgage industry is the new red-headed step child.

You need a dictionary just to keep up with the news cast and you can’t go anywhere in public without an overnight expert telling you how we are headed for financial Armageddon. Every industry is cyclical and we often forget that but the masses need something to complain about so until the all-knowing media personalities feel that we need to improve our vocabulary keep your pencils sharp and your dictionaries handy.

PS (If you never hear from me again it’s because my girlfriend, who is a TV reporter, has disposed of my body.)